MTD for Income Tax 2026: the plain-English guide
What Making Tax Digital actually is, who it affects, and exactly what you'll need to do differently.
Read the guide →MTD deadlines calendar 2026/27
Every quarterly filing date and the final declaration deadline — bookmark this so you never miss one.
See the dates →£50k, £30k, £20k: which MTD wave are you in?
The income thresholds explained, how HMRC works out "qualifying income", and your start date.
Find your date →What happens if you miss an MTD deadline?
HMRC's new points-based penalty system explained — and what a missed quarter really costs.
Read more →QuickBooks vs spreadsheets for MTD
Can you still use spreadsheets? How spreadsheets, bridging software and QuickBooks really compare.
Compare options →How much does Making Tax Digital cost?
Software, your time and penalty risk — the real cost of MTD in 2026, and how done-for-you compares.
See the breakdown →MTD vs Self Assessment: what's changing?
What actually changes when MTD replaces the annual return — and what stays exactly the same.
See the comparison →Do I need an accountant for MTD?
You don't legally need one — but here's when it makes sense, and what your options really are.
Weigh it up →MTD for landlords with one property
Just one rental? Whether MTD applies comes down to your income, not the number of properties.
Check if it applies →Get the free MTD readiness checklist
A simple, printable checklist to make sure you're ready before your deadline.
Get the checklist